Privacy Policy

Effective Date:

February 4, 2025

Last Updated:

February 4, 2025

Welcome to

Gulf Stream Credit Advisors

. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit

https://gulfstreamca.com

or use our services.


1. Information We Collect

When you interact with us, we may collect the following types of information:

A. Information You Provide Directly

Name, email address, phone number, and mailing addressAny information submitted via our forms or during consultationsYour communication preferences

B. Information Collected Automatically

IP address, device type, and browser informationWebsite usage data through cookies and analytics toolsInteraction history with emails, SMS, or website content


2. How We Use Your Information

We use your personal data to:

✅ Provide and improve our financial education and consultation services

✅ Respond to inquiries and customer support requests

✅ Send transactional and informational messages (e.g., appointment reminders)

✅ Deliver marketing and promotional communications (with your consent)

✅ Improve website functionality and user experience

✅ Ensure compliance with legal and regulatory requirements


3. SMS & Email Communications

By providing your contact information, you consent to receive SMS, emails, or phone communications from Gulf Stream Credit Advisors.

Your Rights & Options:

📌 Msg & data rates may apply

📌 Reply

STOP

to opt out at any time

📌 Reply

HELP

for assistance

📌 Consent is

not

required for purchase

We comply with

TCPA, CTIA, CAN-SPAM, and all applicable regulations

to ensure transparency and consumer protection.


4. How We Protect Your Data

We implement security measures to protect your personal information from unauthorized access, misuse, or loss. These include:

🔒 Secure servers and encrypted data storage

🔒 Access controls to prevent unauthorized data handling

🔒 Regular security audits and compliance reviews

However, no method of transmission over the internet is

100% secure

, and we cannot guarantee absolute security.


5. Sharing & Disclosure of Information

We

do not

sell or rent your personal information. We may share your data only in the following cases:

With service providers who assist in delivering our services (e.g., email, SMS, and analytics providers)To comply with legal obligations (e.g., responding to subpoenas, legal claims, or regulatory requests)To protect our rights and security, including fraud prevention

Any third-party vendors handling your data must comply with

strict data security

and privacy standards.


6. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and analyze website performance. You can control cookies through your browser settings.

📌

Third-party analytics providers (e.g., Google Analytics) may collect usage data.

You can opt out via their respective opt-out tools.


7. Your Privacy Rights & Choices

You have the right to:

Access your personal information

and request a copy

Correct inaccurate or outdated information

Request deletion of your personal data

(subject to legal and business requirements)

Opt-out of marketing communications

at any time

📩 To exercise your rights, contact us at

[email protected]

.


8. Third-Party Links

Our website may contain links to third-party sites. We are

not responsible

for their content, privacy policies, or security practices. Please review their policies before providing personal information.


9. Children's Privacy

Our services are

not

intended for individuals under

18 years old

. We do not knowingly collect personal data from minors. If you believe a child has provided us with personal information, please contact us, and we will take appropriate action.


10. Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on

https://gulfstreamca.com

with the updated

Effective Date

. We encourage you to review this page regularly.


11. Contact Information

For privacy-related inquiries, you can reach us at:

📍

Gulf Stream Credit Advisors

🏢

770 S Military Trail Suite K, West Palm Beach, FL 33415

📞

(888) 849-0274

📧

[email protected]